6. (Q) Do I have to pay any money upfront?

6. (A) Normally, you need only pay the valuation fee upfront, which varies dependent on the value of your property. A rough guide would be £250. Our inclusive fee free package could be the answer if cash is tight!

7. (Q) Who arranges the survey and the Solicitors?

7. (A) We do. As part of our service we take over all the paperwork and responsibility for your mortgage from start to finish. You can of course use your own solicitor if you prefer.

8. (Q) Do I have to take out Life Insurance or Buildings Insurance?

8. (A) NO! there are no compulsory Life Insurances. Buildings Insurance is always a requirement, but you can use your own or we can provide you with a no obligation quote.

9. (Q) Am I guaranteed to get a mortgage?

9. (A) Once we give you a decision in principle, yes! Your mortgage is guaranteed subject only to a valuation of your property and verification of the information you have provided over the phone.

10. (Q) Can I add my loans, credit cards and finance to my new mortgage?

10. (A) YES! Remortgaging is an ideal way of repaying all your existing debts and mortgage. You then only have one monthly payment to find each month.

11. (Q) How do I get started?

11. (A) Telephone the freephone number 0800 328 3321 or click on the “instant quote” button and complete the short questionnaire. One of our qualified consultants will then prepare a quotation and either telephone or e-mail you with the results. It really is as easy as that!!